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The Saturday Edge – week ending 13 November 2026

barryhoneyman
16 hours ago
3 min read

Markets, money and motivation. Week ending 13 November 2026.


The week in a minute


UK shares rose for the week, with the FTSE 100 up 2.1% to a three-month closing high, helped by insurers, energy and healthcare companies. Official figures showed the UK economy grew 0.7% from July to September, up from 0.5% in the spring. Gold had its worst week since early June as signs of stubborn US inflation kept talk of higher US interest rates going, while oil eased for a second week.


The numbers that matter


Measure

Level

Week

Trend

FTSE 100 (Friday close)

10,902.56

+2.1%

Three-month closing high

S&P 500 (Friday close)

7,561.67

+2.5%

First weekly rise in five weeks

£ vs $ (GBP/USD)

$1.3219

-1.0%

Down from $1.3355 a week ago

£ vs € (GBP/EUR)

€1.1983

Little changed

Close to €1.198 a week ago

Brent oil ($ a barrel)

$95.84

-2.5%

Second weekly fall

Gold ($ an ounce)

$3,878.82

-4.6%

Worst week since early June

Bank of England Bank Rate

4%

Unchanged

Raised from 3.75% on 5 November

UK inflation (CPI, September)

3.5%

n/a

Up from 3.1% in August; October figure due 18 November


What it means if you're self-employed or saving


  • Oil eased: Brent fell for a second week. Fuel and delivery costs tend to follow oil prices, usually with a delay.

  • Bank Rate at 4%: after last week's rise, savings rates and new borrowing rates tend to move with Bank Rate. The next decision is on 17 December.

  • A weaker pound against the dollar: things priced in dollars, such as some imported goods, software subscriptions and US travel, cost a little more in pounds.


Your money: changes and deadlines


  • Wednesday 25 November: Ofgem announces the energy price cap for 1 January to 31 March 2027 (England, Scotland and Wales). The current cap, from 1 October, put a typical household's bill up 4%.

  • Thursday 3 December: the draft Scottish Budget 2027-28 is presented to the Scottish Parliament (Scotland only). Scotland sets its own income tax rates and bands.

  • Thursday 17 December: the Bank of England's next Bank Rate decision (UK-wide).

  • Wednesday 30 December: the date to file your 2025 to 2026 Self Assessment return online if you're employed and want any tax owed collected through your PAYE tax code (UK-wide).

  • Sunday 31 January 2027: the deadline to file your 2025 to 2026 Self Assessment return online and pay what you owe (UK-wide).


Coming up next week


  • Tuesday 17 November: UK jobs and wages figures.

  • Wednesday 18 November: UK inflation for October.

  • Wednesday 18 November: minutes of the US Federal Reserve's October meeting.

  • Friday 20 November: UK retail sales for October and the UK public finances.


Your motivation for the week


Find your latest energy bill and jot down two things: what you pay each month and the name of your tariff.

When Ofgem announces the new price cap on 25 November, you'll be able to see straight away what it means for your home. It takes five minutes, and knowing your own numbers is one of the simplest ways to feel more in control.


Stay in touch


Enrolment is open for the February 2027 EDGE programme: four Tuesday evenings online from 2 February, closing on Friday 29 January. Find out more at https://www.ndgoedge.com/the-edge-programme


Not sure where to start? Take the free Money Health Check: 20 quick questions, a score out of 100 and the two areas to focus on first. https://www.ndgoedge.com/take-the-money-health-check


Get The Saturday Edge by email every Saturday morning. Three minutes. One positive step. Every Saturday. Sign up free at ndgoedge.com



Sources




Ndgo Edge™ provides financial coaching and education, not regulated financial advice. The Saturday Edge is factual information only, not a recommendation to buy or sell anything. Figures are as at Friday's close where available and may be delayed. Past performance is not a guide to the future.

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