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Money notes
Plain-English thinking on budgets, mindset, pensions, ISAs and the changes that affect your money. Each post ends with one small action to take this week.
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Self-employed? Stop guessing which pounds are actually yours
When you work for yourself, every payment looks bigger than it is. A simple three-pot system (tax, pay, buffer) shows you what's actually yours, and gets you ready for 7 November and 31 January.
Oct 153 min read


Why the best in the world still have a coach
Usain Bolt had a coach. So does every Premier League manager, every Olympic rower, and most of the CEOs you've heard of. These people aren't short of talent or knowledge. They have a coach because knowing what to do and actually doing it are two very different things. Money is exactly the same. Most people already know they should spend less than they earn, build an emergency fund and plan for retirement. Not knowing isn't the problem. The gap between knowing and doing is. Th
Sep 292 min read


Money Mindset: whose voice is in your wallet?
Here's something 22 years in finance taught me: income is rarely the whole problem. I've seen high earners with nothing left at month end, and modest earners quietly building real security. The difference usually isn't a spreadsheet. It's a story. We all carry a money story, and most of it was written before we earned a penny. It came from what we heard at the kitchen table, what we watched our parents worry about (or never mention), and what money seemed to mean in the house
Sep 292 min read


Your Budget isn't a diet.....it's a Sat Nav.
"Beware of little expenses. A small leak will sink a great ship." – Benjamin Franklin Say the word "budget" to most people and you can watch their shoulders tense. It sounds like restriction: no more takeaways, no more treats, a life of beige. I get it. When I moved to Switzerland and it all went wrong, I spent twelve months juggling two homes with no income. I'd love to tell you I had a tidy spreadsheet guiding me through it. I didn't. I found out where my money was going th
Sep 292 min read
Top benefits of executive coaching - a short blog
Executive coaching is one of the most efficient and powerful ways for business executives to develop their leadership skills. From developing self-awareness to improving communication and problem-solving, executive coaching offers a wide range of benefits that can have a long-lasting impact on the performance of an individual and the organization as a whole. Here are just a few of the benefits of executive coaching: 1. Substantial Increase in Self-Awareness: Self-awareness is
Jan 6, 20231 min read


Unlock Your Potential: How Life Coaching Can Help You Achieve Your Goals
Life coaching is a relatively new profession, but it is becoming increasingly popular. Many people find that life coaching can help them get through difficult times in their lives and achieve their goals. In this article, we will discuss what life coaching is, the benefits of life coaching, life coaching statistics, life coaching skills, different types of life coaching, how to choose the right life coach, creating a plan for success with your life coach, and life coaching ex
Dec 13, 20224 min read


And this years OSCAR goes to..........
Well you actually! Although it's not the Oscar you're probably thinking of! The one this article is about is a coaching tool that's designed to provide a solution focused framework for coaching sessions that empowers the coachee to assume full ownership of their situation and solution, thus allowing them to positively affect the change. Designed by Andrew Gilbert and Karen Whittleworth, the model is designed to focus primarily on the solution rather than the problem that an i
Feb 4, 20222 min read


The business rationale for using coaching to benefit individuals and organisations.
Manager 1 - “What if I develop my people and they decide to leave?” Manager 2 – “What if you don’t develop them and they decide to stay?” - Anon The benefits of great coaching are clearly evident when you look at your favourite sports team or marvel at the successful Olympians achieving near superhuman feats. What’s less obvious to many is how an organisation can really benefit from adopting a coaching culture throughout its ranks and the benefits that such a change can bri
Jan 21, 20224 min read


An evaluation of how the organisational context impacts on coaching and mentoring
“Corporate culture matters. How management chooses to treat its people impacts everything for better or worse” – Simon Sinek Organisations are a complex mix of dreams, ideas, beliefs, hopes and fears, and of course largely made up of humans. As such there are many factors that can influence behaviours and processes. Looking specifically at some of the aspects of an organisation that can have an impact on Coaching and Mentoring (C&M) we can see that the following all have an
Jan 8, 20227 min read
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